Forza Motorsport Guide – How to Farm Credits

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Forza Motorsport Guide – How to Farm Credits

Seal ownership of all 500 cars in Forza Motorsport with this practical credit farming guide


Credits are the name of the game when it comes to purchasing cars in Forza Motorsport. Fortunately, you won't need to use any of your Credits on car parts since those are earned through Practice and Events. That being said, there are still over 500 cars available for purchase, and without an Auction House, you'll have to pay the base price for each one.

If you're feeling the pinch about spending, fear not! There are some nifty ways to save those Credits. For starters, when you begin a Series, a brand spanking new car is yours for the taking, completely free of charge. Plus, every week, there's a Spotlight Car up for grabs at a discounted 30 percent, alongside new Featured and Open Tours and Featured Multiplayer Events. Of course, you can also earn Credits by tearing up the racetrack – so let's explore how you can boost your earnings.

Level Up the Driver and Take Part in Series

Forza Motorsport Guide - How to Farm Credits
Credit: Turn 10 Studios

After each race, you'll earn Driver XP, Credits, and Car XP. This Driver XP will add up and contribute towards your overall Driver Level, giving you Credits as a reward when you level up. To boost your tips, strive to complete a Series and earn a coveted Gold Trophy. It may not seem like a lot, but every little bit counts, and over time, those 15,000 Credits will make a difference.

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Take Part in Practice

If you're looking to boost your Car XP, you must put in some practice time. You'll get some serious gains by completing Key Racing Segments, but remember the extra Credits you can earn by racing three laps in Practice. If you want to maximize your rewards, hit those bonus objectives (they usually involve beating a specific lap time) and aim for some new personal bests in the Key Racing Segments. Trust us, it's worth the effort!

Up the Game Difficulty

Forza Motorsport lets the player adjust difficulty settings to suit their preference. It's even better this time because you don't have to tweak your driving settings. All you have to do is choose the Drivatar Difficulty and Ruleset Bonus. And the best part? Club Rules gives you a two percent bonus for the Credits you earn, while Sport Rules provides six percent, and Expert Rules adds a whopping ten percent! It's an excellent way to level up and earn more rewards while enjoying the game.

If you're feeling up for a challenge, Expert Rules is the way to go, but be warned, penalties are harsh, and you won't be able to rewind. Sport Rules is the answer for a more relaxed race, with moderate liabilities and the ability to rewind. Keep in mind that choosing Expert Rules may decrease your overall Credit gain. Find the best settings for you and aim for the highest bonus Credit modifier possible.

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Take Greater Risks for Greater Rewards

Are you ready to hit the racetrack and earn some severe Bonus Credits? Here's a pro tip: when you enter an event race, you can choose your starting position! But wait, it gets even better – the farther back you start, the more Credits you can earn if you manage to finish in a specific place or higher.

So, if you're feeling daring and confident, why start in 24th place and aim to finish between 3rd and 7th place to score big? Remember, you need to finish at least third in every race of the Series to rack up those Series Points and unlock that coveted Gold Trophy.

Consider the VIP Membership

If you're looking to boost your Credits in the easiest way possible, a VIP Membership might be the answer. This option allows you to double your earnings no matter the difficulty level. Of course, there's a catch- you'll need to shell out some real cash to make it happen. The Premium Edition rings in at $99.99, while the Premium Add-Ons Bundle costs $39.99. But if you're serious about levelling up, it might be worth the investment.

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Forza Motorsport Guide – How to Farm Credits
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Who knew combining a love for cheesy one-liners and Valorant would lead to a writing career?